000			01465nam a22001577a 4500
999			_c25567 _d25567
020			_a9780199482986
082			_a332.0954 _bROY-U
100			_aRoy, Subir
245			_aUjjivan _b: Transforming with Technology
260			_aNew Delhi _bOxford University Press _c2018
300			_axii, 233p.
504			_aIncludes Index & about the author
520			_aThree decades of being a banker afforded Samit Ghosh a ringside view of the biggest vulnerability of India’s financial sector its failure to ensure true financial inclusion. This became the impetus for Ghosh’s second innings as the creator of Ujjivan, a pioneering venture to bring financial services to the urban poor. Since 2005, when it opened its doors for business, Ujjivan has seen rapid growth. Starting off as a microfinance organization that gave small, unsecured loans to poor businesswomen, Ujjivan gradually expanded to offer agricultural, education, home-improvement, home-purchase and livestock loans. Today, Ujjivan is a small finance bank. Its burgeoning customer base and robust balance sheet are resounding proof that lending to the poor can be a good business, making it a shining example of conscious capitalism done right. Read Ujjivan: Transforming with Technology for a behind-the scenes look at how Ujjivan is chasing its credo building a better life for those left behind.
650			_aInformation Technology _aFinancing Economics _vLoans - Fianance _zIndia
942			_2ddc _cBK