Overdraft (Record no. 26479)

000 -LEADER
fixed length control field 01841 a2200157 4500
020 ## - INTERNATIONAL STANDARD BOOK NUMBER
ISBN 9789353579142
082 ## - DEWEY DECIMAL CLASSIFICATION NUMBER
Classification number 332.10954
Item number PAT-
100 ## - MAIN ENTRY--AUTHOR NAME
Personal name Patel, Urjit
245 ## - TITLE STATEMENT
Title Overdraft
Sub Title : Saving the Indian Saver
260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT)
Place of publication Uttar Pradesh
Name of publisher HarperCollins
Year of publication 2020
300 ## - PHYSICAL DESCRIPTION
Number of Pages xv, 195p.
504 ## - BIBLIOGRAPHY, ETC. NOTE
Bibliography, etc Includes References and Index
520 ## - SUMMARY, ETC.
Summary, etc All of us love to spend. But before we can do that, we have to earn or save enough money to do so. State leaders, though, are the exception they can print or borrow money. In India, where they own banks, they can use citizens deposits to splurge, lend and grant favours to win elections. Many political leaders have succumbed to the temptation, with dire results inflation, debased currency, payments crises, bankrupt banks, economic stagnation, loss of public confidence. After centuries of ruinous experiences, some governments learnt to control themselves, create self-governing central banks and let them manage money and regulate banks. But many haven't. Sometime in 2015, news of unsustainable bad debts in the Indian banking sector started to first trickle out and then became a flood. At the forefront were some of Indias largest government banks, and a series of tycoons who were running their empires on unpaid debts. The bank's problems landed on the table of Urjit Patel when he became governor of the Reserve Bank of India in September 2016. Based on thirty years of macroeconomic experience, he worked out the nine Rs which would save our savings, rescue our banks and protect them from unscrupulous racketeers. In Overdraft, he explains the problem and how it blew up and how it could have been solved if he had not been stopped from completing the task.
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical Term Finance
Form subdivision Banks and banking
-- Government policy
-- Monetary policy
-- Saving and investment
Geographic subdivision India
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Source of classification or shelving scheme
Koha item type Books
Holdings
Withdrawn status Lost status Damaged status Not for loan Permanent Location Current Location Date acquired Source of acquisition Cost, normal purchase price Bill Date Full call number Accession Number Cost, replacement price Price effective from Koha item type
        NASSDOC Library NASSDOC Library 2021-02-01 Overseas Press India Pvt. Ltd 437.27 2021-01-21 332.10954 PAT-O 51195 599.00 2021-02-01 Books